Are you about to close your first purchase with a Chinese supplier and they ask for 50% or 100% payment in advance? You’ve probably already realized: doing this from Argentina is not as simple as it seems.

Banks hold you back. The BCRA imposes limits. The timing of wire transfers doesn’t adapt to the urgency of your shipment. And the supplier in China doesn’t want to wait.

If you are an importing SME, you know that losing time means losing business. In this post, we’ll tell you how to overcome that first major hurdle: paying your supplier in China without roadblocks, without excessive costs, and without violating Argentine regulations.

The real problem: it’s not just the payment, it’s the system

Making advance payments in dollars from Argentina today is almost a mission impossible if you use traditional banks.

These are the obstacles you face:

• The supplier requires advance payment: without that, they won’t produce or ship.

• The BCRA prevents you from making advance payments if you haven’t met the SIRA or if the asset doesn’t have a zero term.

• Banks don’t easily give you access to dollars (or they won’t even attend to you).

• The supplier in China doesn’t accept pesos or CCL, they only want to see dollars in their account.

• Making a SWIFT transfer can take days and might be rejected due to some bank compliance.

All of this generates hidden costs: lost time, halted production, delayed shipments, tense business relationships.

What are other SMEs like you doing?

More and more SMEs are stopping their dependence on traditional banks to solve this problem. How? By using specialized platforms like Loula, which allow making advance payments abroad — even under difficult conditions — while complying with Argentine regulations.

Real cases:

• An electronics company in Córdoba managed to pay 70% of an advance order to Shenzhen in less than 24 hours, without going through the bank.

• An SME in Buenos Aires that imported LED parts avoided a shipment block by resolving the advance payment with Loula when their bank told them that "they had no quota".

What makes Loula different?

Loula is an international payment solution designed 100% for Argentine SMEs that import from China/Hong Kong. You are not just another number. We understand your restrictions.

With Loula you can:

✅ Pay in USD to suppliers in China without having a bank account abroad.

✅ Comply with local regulations without facing banking delays.

✅ Access more competitive exchange rates than the MEP or the official dollar.

✅ Resolve advance payments without depending on the “zero term” or quotas from the BCRA.

✅ Make urgent payments (in less than 24 hours in many cases).

Is it legal?

Yes. Loula operates with verified suppliers, works within the legal framework, and does not expose you to sanctions or financial risks. It’s not evasion or “wild crypto.” It’s regulated efficiency.

Is it worth it?

Paying quickly means your supplier produces sooner.

That means your merchandise arrives sooner.

That means you can sell sooner and recover your investment faster.

And, above all, it means you don’t lose the business because of the system.

Do you want to see how it works?

Request a demo: https://www.getloula.com/join

In less than 30 minutes, you will understand how you can make your next advance payment to China without obstacles, without hassles, and without depending on anyone else.