June 20, 2025

Do you pay fees for international transactions? Why more and more people are stopping using banks (and what they are using instead)

If you are a business or individual in Argentina that needs to pay commissions, royalties, or fees for services abroad, you surely already know how complicated it can be:

  • The bank does not authorize the transaction.

  • The Central Bank poses obstacles with the concept of payment.

  • The provider or representative abroad does not want to wait.

  • The exchange rate devastates you.

  • Everything becomes bureaucratic, slow, and frustrating.

And the worst part: if you do not pay on time, you could lose contracts, licenses, or representations.

The good news: there are now legal, fast, and simple ways to make payments abroad without banks.

We will tell you how it works and why more and more companies are using platforms like Loula to solve it.

🚧 The problem of using banks to pay commissions

When you want to pay a commission or fee for services rendered from abroad, you face this:

  1. The Central Bank only authorizes certain concepts of payment.

  2. If the company does not have an active SIRA, the bank does not allow transfers.

  3. You request an appointment, fill out forms, wait for compliance validation, and... the bank rejects it.

  4. If you manage to do it, the exchange rate is not very competitive, and they charge fees for everything.

All of this translates into delays, frustration, hidden costs, and business risk.

❌ Common cases:

  • Companies that must pay commissions to sales representatives in Miami, London, or Shenzhen.

  • Firms that pay fees to designers, architects, or advisors via Zoom or email.

  • Startups that must pay fees to external teams or advisors.

  • Importers who work with sourcing agents in Asia and need to pay for their services.

💡 What are companies today doing that cannot or do not want to go through banks?

They use platforms like Loula.

Loula allows international payments for services or commissions in USD, without using traditional banks and complying with all Argentine regulations.

✅ You operate from pesos (ARS), without an account abroad
✅ The concept of "commission" or "service received" is legally documented
✅ You access a competitive exchange rate
✅ You avoid banking delays and endless validations
✅ Everything in less than 24 hours with local support

🛡️ Is it legal?

Yes. Loula operates within the Argentine regulatory framework, with documented and traceable operations. It is not crypto, not informal, and not "on the side." It is fintech for real companies.

📌 Real cases

A textile company in Buenos Aires was paying 5% commissions on sales to a representation agency in Spain. The bank rejected the transaction three times. With Loula, they resolved the payment in 6 hours with an invoice and accounting support.

A tech startup needed to pay USD 1,500 monthly to its advisor in Mexico. The banks did not authorize the concept. With Loula, they do it every month without interruptions.

📈 What do you gain by switching?

  • Time: you resolve in hours, not weeks

  • Security: traceable and backed operation

  • Simplicity: no paperwork or back and forth

  • Business relationship: your counterpart gets paid on time, without excuses

  • Cost control: you know how much, how, and when you pay

🗓️ Do you want to pay a commission abroad without the bank complicating things?

Try Loula. No commitment.

👉 Click here to schedule a demo and see how it works: https://www.getloula.com/es/join

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