October 3, 2025

Why is it important to use a B2B payment platform for making international payments in LatAm?

Making international payments has always been a challenge for companies in Latin America. Between currency controls, banking bureaucracy, and high fees, sending money abroad can be slow, costly, and risky.

In this context, more and more companies turn to B2B payment platforms as a reliable and efficient solution. One of the leading options in the region is LOULA (getloula.com), which allows payments to international suppliers and partners in a fast, secure, and regulated manner, using USDC and blockchain technology.

The problems of traditional methods

Banks

Although they are secure, banks in LatAm present several limitations for B2B payments:

  • Slow and bureaucratic processes: International transfers can take days or even weeks.

  • High fees: Additional margin on exchange rates and fees for international transactions.

  • Lack of flexibility: Restrictions on sending to certain countries or receiving payments in currencies like USD or stablecoins.

Informal markets and OTC

Some entrepreneurs turn to unregulated exchange houses or informal intermediaries. Although they may seem fast, they carry enormous risks:

  • They do not comply with legal or customs regulations.

  • There is no traceability of the payment.

  • Risk of scams and loss of money.

Why not use P2P platforms for business payments

P2P (peer-to-peer) platforms are designed for individuals sending money to each other, not for businesses that handle recurring and large payments. Using them for B2B purposes carries significant risks:

  • No legal or customs compliance: They are not prepared to justify payments to the tax authorities or Customs.

  • Lack of formal traceability: Difficult to prove that the payment was made correctly and on time.

  • Amount limits: Many P2P platforms do not allow large or frequent transactions, which limits business-to-business operations.

  • No specialized support: In case of problems, there is no service aimed at businesses.

Therefore, a specialized B2B platform is key: it is designed for business operations, complying with local and international regulations, with support and professional traceability.

Why use a B2B payment platform

A B2B platform is designed for companies that need to move money regularly and securely. Its advantages include:

  • Speed: International transfers in hours, not days.

  • Transparency and traceability: Every payment can be tracked in real-time thanks to blockchain technology.

  • Regulatory compliance: Safe and legal operations according to local and international regulations.

  • Cost savings: Competitive exchange rates and lower fees than traditional banks.

  • Currency flexibility: Ability to pay in USD, USDC, or USDT, according to need.

LOULA: the leading solution for B2B payments in LatAm

LOULA combines the security of regulated banking partners with the efficiency of blockchain technology, using USDC as a payment vehicle to ensure:

  • Fast and secure payments to suppliers anywhere in the world.

  • Acceptance of USDC and USDT, something that traditional banks do not allow.

  • Complete tracking of each transaction, with regulatory backing and blockchain traceability.

  • Legal and customs compliance, ideal for importers and exporters.

  • Better exchange rates and lower fees than traditional methods.

With LOULA, companies no longer have to choose between speed, security, and regulatory compliance: they have it all in one platform.

Conclusion

In a globalized and competitive market, using a B2B payment platform is not a luxury, but a necessity.
Avoid delays, reduce costs, protect your operations, and ensure that your payments arrive quickly and legally.

P2P platforms may be useful for individuals, but if you are a company, the right option is a specialized B2B platform like LOULA, which combines USDC and blockchain to operate with security and efficiency.

📌 Discover how your company can start operating with LOULA → www.getloula.com/es/join

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