When it comes to sending money abroad without banks, barriers, or delays, stablecoins like USDC and USDT have become key players. Both are tied to the U.S. dollar, but they are not the same. And if you are looking for security, transparency, and legal compliance, USDC has key advantages over USDT.

USDC and USDT: How are they similar?

Both USDC (USD Coin) and USDT (Tether) are stablecoins, meaning they are stable cryptocurrencies whose value is tied 1:1 to the U.S. dollar. This makes them ideal for international payments, as they eliminate the typical volatility of other cryptos like Bitcoin or Ethereum.

But even though their price is similar, their level of security and regulation is not.

🔒 USDC: Regulated and Transparent

USDC is issued by Circle, a U.S.-based company registered and supervised by regulatory authorities like FinCEN (Financial Crimes Enforcement Network).

Some reasons why it is considered safer:

• 100% audited backing: Every USDC in circulation is backed by dollars or equivalent assets (U.S. Treasury bonds), verified by public monthly audits.

• Regulation in the U.S.: Circle is subject to strict controls on money laundering (AML) and counter-terrorism financing (KYC/CFT).

• Operational transparency: They publish reserve reports and cooperate with financial authorities.

• Institutional allies: Circle has partners like BlackRock, Visa, and Coinbase, which enhances its reputation.

⚠️ USDT: Popular but Questioned

USDT is issued by Tether, a company registered in Hong Kong, which has historically been less transparent than Circle.

Known issues:

• Limited audits: For years, Tether did not provide clear evidence of the full backing of its tokens.

• Fines and penalties: In 2021, Tether was fined by the CFTC (Commodity Futures Trading Commission) for misleading information about its reserves.

• Less regulation: By operating from less stringent jurisdictions, Tether is not subject to the same control standards as USDC.

What does this mean for you as an importer or business?

If you are an Argentine or Bolivian SME that needs to pay suppliers abroad (like China or the U.S.), or send money to relatives or partners, the currency you use matters.

Choosing USDC gives you:

• ✅ More legal security

• ✅ Lower risk of blockage or rejection on serious platforms

• ✅ Traceability and backing from a U.S.-based company

• ✅ More trust for your international supplier or counterpart

Do you want to make international payments securely?

At Loula, we use USDC as an international payment method. We convert it directly from local currency (BOB or ARS), and deliver it to your supplier or relative in dollars or to their local bank account.

✅ No banks
✅ No delays
✅ No weird cryptos
✅ All legal, simple, and transparent

Ready to try a safer way to move your money abroad?
👉 Schedule a demo with Loula and start using USDC with backing and peace of mind at: https://www.getloula.com/es/join